My Finance Blog

Admit it or not, some of us are hopeless with our own personal finances. I know I am. I keep an Excel file of all my earnings and expenditures but I always end up missing a big part of where my money goes and of my finances generally. I cannot, for the life of me, hire an accountant to get my finances in order. Not that I earn and spend much, but the disorganization is killing me. What more if/when I get rich? Chances are people would be nicking my money right under my nose and I won’t even know it.

Thankfully, software such as Mint and iCash are existent. In a nutshell, iCash and Mint are two types of personal finance software to help all those who have trouble with numbers, like I do.

1. iCash

iCash is a personal finance software for both Mac and Windows OS. Basically, it keeps tracks of all your finances and banking activities. You don’t have to do anything, just run the software and let it do its job while you watch. It’s like your own digital accountant except it’s cheaper.

2. Mint

Mint is a software akin to iCash. It has the capability to track any and all of your finances. It supports 3000 banks as well as credit companies across the US. All you have to do is register your online banking account(s) with Mint and the software will keep track of your account balance, debit and credit. You could even program the software to notify you if your balance is running low or a credit card payment is due. A pie chart is presented so you’ll know where your money’s being spent on. This is especially useful is you’re thinking of cutting your expenses off but can’t seem to figure out where all your hard-earned cash is going.

Filed under: finance management