How Much Are You Worth?

While you work or while you spend another hundred grand on those new diamond earrings you saw in Tiffany’s on your way home, have you ever wondered how much you’re worth? I mean how much you’re worth in financial aspect. To be able to plan your future and to know when it’s the right time […]

Do You Save When You Do Things Yourself?

Once again, I feel like playing the devil’s advocate. No, not really. But this post will be related to my prior post, Does Cheap = Savings? Basically, when we’re trying to minimize costs, we tend to do everything ourselves. If the pipes break, you fix it. If a bowling bowl suddenly flew through the air […]

How to Curb Compulsive Spending

I have a friend who use to live the lavish life until one day, she found herself buried in massive debt due to numerous shopping sprees and trips to the spa. She started cutting costs since then, avoiding the use of her credit cards and just plain saving up without compromising the value of her […]

Does Cheap = Savings?

I’ve tackled a lot about saving up and living only within your means in this blog before. When I read back, I can’t help but feel I’m beginning to be a cheapskate. However, I believe all of my arguments were valid and every piece of advice I gave — a great help to anyone who […]

How to Save on Food while Living in a Dormitory

Do you remember those days? I remember when I was in college, I lived in a dormitory above a Burger King outlet and beside a Wendy’s. Did I mention it was also only a block away from McDonald’s? Needless to say, I splurged quite a bit on food and that’s being very polite about it. […]

How to Have Fun While Saving Up

When people are talking about curbing expenses, it always sounds like a chore to our ears. Saving up means you have to limit spending and deny yourself your luxuries and perhaps, vices. And we all know how difficult that is — those who don’t admit it, included. Now, when you’re strapped for cash and you […]

How to Save For College Early

In this blog, I’ve talked about money meant for education a few times including student loans and whether home-schooling is the right thing for your budget. Many would agree how important college education is nowadays, what with the recent decline in worldwide economy and people competing for jobs all around. Although someone who has not […]

When You Suddenly Splurge Again

Over the weeks here in the blog, I’ve discussed various tips on how to help curb your credit card spending, how to determine how much cash you should bring, how to live frugally and how to save for charity among a whole lot of others. Readers may take a look at the posts, read them, […]

Is Home-Schooling the Right Thing for Your Budget?

I’m sending my kid sister to college right now, and let me tell you, it’s anything but a cakewalk. First of all, when you or someone else in your family goes to school, you don’t only have to worry about tuition fees — you also have to worry about every day expenditures such as rent, […]

Challenge Yourself to Earn More

Just recently, I came across some friends talking over a blog, comparing their earnings for the last month. One of them said his aim was to start earning $5,000 per month within six months from now. The others harped in agreement and said they’d like to start earning as much too. Thing is, when we […]