When You Suddenly Splurge Again
Over the weeks here in the blog, I’ve discussed various tips on how to help curb your credit card spending, how to determine how much cash you should bring, how to live frugally and how to save for charity among a whole lot of others. Readers may take a look at the posts, read them, nod their heads in agreement and then afterwards, forget about the tips mentioned. That’s just how it is. When people are faced with the potential to spend, they throw all cautions to the wind and just splurge — especially if someone is a chronic spender.
In that case, reading all these personal finance tips may be useless. If you’re not taking what you read to heart, if you merely read everything and not “learn” anything, then you might as well stop pretending and just splurge to your heart’s content. However, it’s not too late yet. If, after reading all the personal finance blogs in your RSS aggregator, you find yourself still splurging the next time you go to the mall, then you know it’s time to reassess your goals and decide on whether you really want to change your habits.
1. Understand What You Want To Do And Why
It’s easy enough thinking “I want to cut my expenditures a bit.” But do you TRULY understand what you want to do and why? You have to be able to digest your decision and truly take the reason behind it to heart. If you fail to truly comprehend, needless to say, you will fail in the end.
2. Don’t Give Up
Whenever you find yourself behaving like a zombie — spending when you told yourself to save up, don’t give up. Get up and try again. And then afterwards, try again! Just remember, every time you do indeed lose yourself to spending, try suggestion number 1.
Filed under: personal finance
