The forecasts for the 2008 USA economy aren’t looking good. In effect, the rest of the world would have to take the blow too. It might not be apparent for those already in the US but a depreciation of the US dollar would mean appreciation of local currencies in many other countries. While appreciating currencies […]
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The Holidays has always been synonymous with feasting and more often than not, we find ourselves spending more money on food than we’d want or can afford to. You don’t want yourself buried in debt just because you can’t contain your hunger, now, do you? In spite of the fact that it’s the Holiday season, […]
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Holidays are ’round the corner. With the Holiday season comes trips, hotel stays, frequent restaurant meals and everything similar. Unfortunately, paying the bills for hotel rooms and dinners isn’t the end. If your bill doesn’t cover service charge, tips are also part of the expenditures. When you decide on how much cash to carry, it’s […]
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Since I’ve tackled how not too splurge too much on last minute Christmas shopping, let’s tackle more ways on how you can tighten your budget on the season when everyone’s inclined to be frivolous. As a suggestion to save up this Christmas or as a way to have enough just in case you’re short of […]
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We’ve got to admit, not all of us have the self-discipline not to take out too many loans or curb our credit card spending. Those who do so, however, have to deal with a bad credit report and score which ends up in them not being able to take out future loans or apply for […]
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How fast can the days go by? I blink my eyes and it’s already December. While everyone else was doing their Christmas shopping for decorations by November, I was still too busy with work to do so. I just came back from a day at the mall, where I unknowingly splurged a lot more than […]
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I’ve talked a lot about saving up and scrimping to be able to pay loans already. This time, I’ll discuss a way to NOT take out loans unless absolutely necessary. Planning out what to do in the future might be the way to financial freedom and stability. First of all, before anything else, determine your […]
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