How to Start Living Frugally

Last time I discussed about is a person can live earning below the minimum wage. Just like what I said before, “if you are earning below the minimum wage for now, scrimp and save up.” This is due to the fact that things change and in time you might need a lot more than what […]

Can a Person Live Earning Below the Minimum Wage?

I’ve been asked this question not too long ago. Can a person live earning below the minimum wage? Not the minimum wage of any particular country but the minimum wage in general. Let’s see…what does a human “need” in order to live? Let’s strip off all the icing from the cake and look only at […]

Cash In Your Pocket — How Much Should It Be?

I talked about how to curtail and curb credit spending before. One of my suggestions was to stop bringing your credit cards altogether and opt to bring cash instead. And while I do maintain my stand on the issue, there’s the question of how much cash should one carry around. There are many aspects and […]